000 WATER OAK ROAD, BUNNELL, FL, 32110
Active1 days on marketListed Aug 10, 2026MLS #O6432277
About this home
000 WATER OAK ROAD
5.51 acres (401x599+/-) zoned Agricultural. Flood Zone X and level topography. No HOA and plenty of privacy, with the majority of the immediate surrounding acreage being landlocked or corporation owned, greatly increasing the possibility of no neighbors for many years. Access is granted via the 60' road easement to the north of the property.
Facts & features
The home at a glance
5.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,258 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,258/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bunnell
Get to know Bunnell. See the full Bunnell guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $297K
Bunnell median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 000 WATER OAK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$189,000
3991 WATER OAK ROAD · same community
2 bd · 2 ba · 1,216 sqft · $155/sqft · 187 DOM
Sold · Apr ’26$35,000
136 CANHAM STREET
1 bd · 1 ba · 664 sqft · $53/sqft · 115 DOM
Sold · Feb ’26$72,000
37 CANHAM STREET
2 bd · 1.5 ba · 720 sqft · $100/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carmen Sandoval
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 000 WATER OAK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 000 WATER OAK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carmen's phone and CRM.
Straight answers
000 WATER OAK ROAD FAQs
What would the monthly payment be for 000 WATER OAK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 000 WATER OAK ROAD?+
The most recent tax bill on record (2025) was $1,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bunnell?+
At $155,000, this home is listed about 49% below the Bunnell median of $301,350. The market section on this page shows how the area is trending.
Which schools are assigned to 000 WATER OAK ROAD?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BUNNELL 32110 market on paper
$155,000 is 46% below the BUNNELL 32110 median of $289,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Bunnell market that averages 34 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of XCELLENCE · Ryan Long. MLS #O6432277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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