
2409 11TH AVENUE SE, RUSKIN, FL, 33570
Active1 days on marketListed Aug 12, 2026MLS #TB8538287
About this home
2409 11TH AVENUE SE
Virtually Staged. Updated Ruskin Retreat on 0.67 Acres | No HOA | No CDD Discover a rare blend of modern updates, generous space, and unrestricted Florida living at this beautifully updated 4-bedroom, 2-bath home situated on an impressive 0.67-acre homesite. Tucked away outside of a traditional subdivision with NO HOA and NO CDD, this property delivers the privacy and flexibility today's buyers are searching for—with plenty of room to park your RV, boat, trailer, and recreational toys right at home. Step inside to a bright, refreshed interior where wood-look ceramic tile flows throughout the home, creating a clean, contemporary look with easy-care durability. At the heart of the living space, a dramatic stone-faced wood-burning fireplace adds warmth, texture, and character while creating an impressive focal point for entertaining and everyday living. The updated kitchen feels fresh and inviting with wood cabinetry, butcher-block countertops, classic subway-tile backsplash, stainless-steel appliances, and recessed lighting. A stylish barn door leads to the laundry room, adding another modern design detail to the home's thoughtfully updated interior. Designed as a relaxing private retreat, the primary suite features LVP flooring, a spacious walk-in closet, and an updated en-suite bath with wood cabinetry, mirrored medicine cabinets, a walk-in shower, and a gorgeous freestanding soaking tub—the perfect combination of modern style and spa-inspired comfort. The secondary bathroom continues the updated aesthetic with a wood vanity, gold-tone lighting, and tub/shower combination. Outdoor living is equally impressive. The spacious covered back porch/patio provides an inviting extension of the living space for entertaining, grilling, or unwinding while overlooking the expansive property. A 2026 roof adds valuable peace of mind. Adding even more versatility are the workshop and storage shed, both added in 2017. The workshop includes two separate finished rooms, creating exciting possibilities for home offices, a studio, hobby rooms, fitness space, or dedicated work areas. With 0.67 acres and no HOA or CDD, there is room to enjoy your property your way. Bring the RV and boat, create an outdoor entertaining area, establish a garden, or simply appreciate the extra breathing room and privacy that are increasingly difficult to find. Conveniently located in Ruskin's growing South Shore area, you're close to Tampa Bay boating and fishing, E.G. Simmons Conservation Park, local marinas and boat ramps, waterfront dining, shopping, schools, and I-75, providing easy access to Tampa, St. Petersburg, Bradenton, and the surrounding Gulf Coast. Updated, spacious, and exceptionally versatile, this distinctive property combines modern finishes with nearly three-quarters of an acre, valuable outbuildings, and the freedom of NO HOA and NO CDD—a truly unique opportunity to enjoy the Florida lifestyle without the restrictions of a traditional community.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,767
Sqft
0.67 ac
Lot size
1977
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,812 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,812/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.5%
$/sqft vs Ruskin actives
$212 vs $182
Days on market
1 vs 53 typical
Where $212/sqft sits among the 280 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
141 of 280
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2409 11TH AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$799,000
2112 33RD STREET SE · same community
3 bd · 2 ba · 1,828 sqft · $437/sqft · 183 DOM
Sold · Oct ’25$260,000
3307 18TH AVENUE SE · same community
2 bd · 2 ba · 1,080 sqft · $241/sqft · 6 DOM
Sold · Mar ’26$290,000
1013 CHELSEA GREENS COURT
3 bd · 2 ba · 1,798 sqft · $161/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Carmen Sandoval
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2409 11TH AVENUE SE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2409 11TH AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Carmen's phone and CRM.
Straight answers
2409 11TH AVENUE SE FAQs
What would the monthly payment be for 2409 11TH AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2409 11TH AVENUE SE?+
The most recent tax bill on record (2025) was $3,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2409 11TH AVENUE SE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $375,000, this home is listed about 7% above the Ruskin median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2409 11TH AVENUE SE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Jennifer Fieo. MLS #TB8538287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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